top of page

Storm Damage Claims Help

We help get the Max Payout for your Insurance Claims

Colorado Public Adjusters can provide valuable support if you require assistance with storm damage claims. Our expertise lies in aiding policyholders with their storm damage claims, maximizing the benefits from your insurance policy. With years of experience, we know how to navigate the claim process swiftly and successfully. Whether you require guidance with adjuster paperwork or desire a knowledgeable listener, Home Safe Claims is at your service. 


Navigating a storm damage insurance claim can be complex and daunting. But with the help of Colorado Public Adjusters, the process becomes seamless and efficient. Here's a simplified step-by-step guide to how the Public Adjuster process works. From a free initial inspection to getting paid from your claim, each step ensures your claim is handled with precision and care, leading to property repair.

step 1.jpg
step 2.jpg
step 3.jpg
step 4.jpg
step 5.jpg
step 6.jpg

Meet Our Team

Our team of experienced adjusters will guide you through the entire process and ensure that your claim is handled with the highest level of professionalism and expertise.


One of the most common reasons residents in Colorado reach out to a Public Adjuster is following a storm. Whether it's hail or high winds, storms can cause extensive damage to properties. A Public Adjuster will assess the damage, compile a detailed report, and handle the claim process with your insurance company. This ensures that you receive a fair settlement to cover the cost of repairs.



Roof damage can be caused by a multitude of factors, such as storms, aging, weather conditions, or falling debris. Given the complexity of roof structures and the differing policies on roof damage among insurance companies, handling a claim can be challenging. A Public Adjuster brings expertise in evaluating the extent of the damage and interpreting policy language to get you the Max payout



Water damage, whether due to flooding or pipe leaks, can be particularly devastating as it can lead to structural damage and mold growth. The process of filing a water damage claim can be intricate and requires thorough documentation. A Public Adjuster is equipped with the knowledge to navigate this process, helping to expedite claim settlement and mitigate further damages. 



Hail can cause significant damage to a property, including roofs, windows, and siding. The severity of the damage may not always be apparent, making it crucial to have a Public Adjuster assess the situation. They will thoroughly inspect your property for any signs of hail damage and ensure that all necessary repairs are covered by your insurance company.

hsc colorado.png

Top 10 Storm Damage Claims FAQs

Popular Questions from Homeowners dealing with a Storm-Related Damage Claim

What is the most common type of storm damage claim?

The most common type of storm damage claim is typically related to roof damage due to wind or hail. A public adjuster can be invaluable in these scenarios, as they thoroughly assess the extent of the damage, ensuring the claim accurately reflects the repair costs.

What should I do immediately after a storm?

After the storm, it's important to document the damage as soon as it is safe to do so. A public adjuster can guide you on how to document the damage properly and advise on immediate steps to prevent further harm.

How long do I have to file a storm damage claim?

The timeline to file a storm damage claim varies based on your policy's terms. Public adjusters not only help understand these complex terms but also ensure that your claim is submitted within this specified timeline.

Can I dispute a storm damage claim settlement?

Yes, if you're dissatisfied with the insurance company's settlement, you can dispute it. Public adjusters advocate for you in these situations, negotiating with the insurance company to get a fair settlement.

What if I find additional damage after the insurance adjuster has visited?

If further damage is discovered after the insurance adjuster's visit, it's typically possible to file a supplemental claim. A public adjuster can assist in identifying and documenting this additional damage, advocating for a comprehensive claim.

What is a public adjuster, and why should I use one?

A public adjuster is a professional who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. They bring expertise in understanding policy terms and conditions, assessing damage, and negotiating with the insurance company, likely leading to a faster, more equitable settlement.

Can my insurance company cancel my policy if I hire a public adjuster?

No, it is illegal for an insurance company to cancel your policy for using a public adjuster. In fact, a public adjuster can help protect your rights as a policyholder during the claim process.

What should I do if my storm damage claim is denied?

If your claim is denied, a public adjuster can review the reasons for denial, help gather necessary documentation, and represent you in appeals, improving the chances of a favorable outcome.

Are public adjuster fees covered by my insurance?

While public adjuster fees are not typically covered by insurance, many work on a contingency basis, meaning they only get paid if you receive a settlement. Their expertise can often lead to larger settlements that offset their fees.

How can a public adjuster assist with storm damage claims?

A public adjuster can help in many ways with storm damage claims. They bring their expertise in evaluating damage, understanding insurance policy terms, and negotiating with insurance companies. This can lead to more comprehensive claim submissions and potentially larger settlements. Additionally, they can provide guidance and support during the entire claims process, minimizing stress for the policyholder. So, it's always a good idea to consult with a public adjuster when dealing with storm-related damage claims.

“I recently had  “Home Safe Claims” do a insurance  claim for us and I couldn’t be happier with the results. The service was prompt, professional, and the final amount exceeded my expectations. I would definitely use this service again in the future and recommend it to others.”

- ATD Express

Here are just a few of our 


Connect with a Public Adjuster: Request a Consultation

Please take a moment to fill out the form.

Thanks for submitting!

bottom of page