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Commercial Mold Damage Claims 

We help get the Max Payout for your Insurance Claims

Home Safe Claims,  a top public adjuster in Colorado, specializes in handling commercial mold damage claims. Our  team of experts works with policyholders to maximize insurance payouts and streamline the claim process. Trust us to guide you through your commercial property damage claim with expertise and care.


Navigating a mold damage insurance claim can pose significant challenges. Here's a brief rundown of our simplified, step-by-step commercial process. We start with a complimentary site inspection, followed by a comprehensive review of your policy to ensure you understand its full extent. After this, we take the lead in filing your insurance claim. At this stage, your insurance company will conduct its inspection. Once that's done, we work diligently to secure the appropriate payout from your claim, ensuring you're compensated fairly for your mold damage. 

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Meet Our Team

Our team of experienced adjusters will guide you through the entire process and ensure that your claim is handled with the highest level of professionalism and expertise.


When dealing with mold damage claims in a business setting, it may be beneficial to enlist the services of a Public Adjuster. These professionals are well-versed in assessing the extent of mold damage, preparing comprehensive reports, and navigating the claim process alongside your insurance company to ensure a fair settlement. The compensation obtained through this settlement is crucial for carrying out necessary remediation work. By utilizing the knowledge and experience of a Public Adjuster in handling post-storm situations, you can strategically secure the compensation that your business rightfully deserves.



Roof Leaks can be caused by severe weather events, or the aging process of the roof. These leaks can give rise to excessive moisture, providing a conducive environment for mold growth. The intricacies of insurance policies make claiming insurance for roof leak damages particularly challenging. A public adjuster, with their unique understanding of damage assessment and policy language interpretation, works diligently to ensure businesses receive the maximum payout.



Water Damage, which could happen due to a gamut of reasons, including leaky pipes. Water damage can wreak havoc on the structural integrity of the property, which can lead to destructive mold growth. The process of filing a water damage claim is often complex and requires careful documentation. A public adjuster, equipped with the necessary expertise, can expedite the claim settlement process, and prevent further damages.



Flood Damage can lead to a multitude of complications. Among these, the most significant is the potential for mold growth and structural damage. In such situations, a public adjuster is indispensable. They conduct an inspection of the property to identify any signs of damage and ensure that all necessary repairs are covered by the insurance company.

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Top 10 Inquiries: Key Questions Businesses Encounter When Filing Mold Damage Claims

Essential Questions Frequently Asked by Businesses Dealing with Mold-Related Damage Claims

What type of mold claim is most common?

The most prevalent mold damage claim stems from roof damage caused by wind or hailstorms. Employing a public adjuster in this situation can be significantly advantageous, as they are skilled in determining the level of damage and ensuring the claim reflects the actual repair expenses.

What should be my first course of action after noticing mold?

Immediately document the damage upon detecting mold, provided it's safe to do so. A public adjuster can guide you on how to accurately record the damage and give advice on immediate steps to prevent further destruction.

When is the cut-off to file a claim for mold damage?

The cut-off for submitting a mold damage claim depends on the terms of your policy. Public adjusters can clarify these terms for you and make sure your claim is filed within the specified timeline.

Can I challenge the settlement of a mold damage claim?

Certainly, if the insurance company's settlement doesn't meet your expectations, you have the right to dispute it. Public adjusters can help in such situations, negotiating with the insurance company to achieve a fair settlement.

What if I discover more damage after the insurance adjuster's inspection?

If you find more damage after the insurance adjuster's inspection, you can usually file a supplemental claim. A public adjuster can help identify and document this additional damage, advocating for a more comprehensive claim.

Could you outline the function of a public adjuster and why I might require one?

A public adjuster acts as a representative for the policyholder, managing the tasks of evaluating and negotiating an insurance claim on their behalf. Their knowledge of policy terms, damage evaluation, and company negotiation can lead to a more favorable settlement.

Will my insurance company cancel my policy if I engage a public adjuster?

No, it is not legal for an insurance company to cancel your policy simply because you've engaged a public adjuster. A public adjuster can protect your rights as a policyholder during the claim process.

What should I do if my insurance company denies my mold damage claim?

If your claim is denied, a public adjuster can examine the reasons, help gather the necessary documentation, and represent you during the appeal process, thereby increasing the chances of a positive outcome.

Does my insurance policy cover the cost of a public adjuster?

Insurance policies typically don't cover the cost of a public adjuster, but many operate on a "no win, no fee" basis, ensuring they only get paid if you receive a settlement. Their expertise can often lead to larger settlements, which can offset their fees.

How can a public adjuster help with a mold damage claim?

Public adjusters bring considerable expertise to mold damage claims. They assess damage, interpret insurance policy terms, and negotiate with insurance companies. This can lead to more extensive claim submissions and potentially larger settlements. They also provide guidance and support throughout the claims process, easing the policyholder's burden. Therefore, it is wise to consult a public adjuster when dealing with mold damage claims.

“I recently had  “Home Safe Claims” do a insurance  claim for us and I couldn’t be happier with the results. The service was prompt, professional, and the final amount exceeded my expectations. I would definitely use this service again in the future and recommend it to others.”

- ATD Express

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