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WHAT IS A PUBLIC ADJUSTER?

A public adjuster is a professional inspector and insurance claims handler. They play an important role in the insurance industry by helping assess damages for policyholders, negotiate settlements with the insurer, and help policyholders understand their rights during the claims process. Public adjusters are licensed state-level experts who specialize in advocating for businesses and homeowners seeking insurance coverage after suffering losses due to disasters, storms, floods, and more.

Most Common Types of Insurance Claims

COMMERCIAL CLAIMS

  • Storm Damage

  • Fire Damage

  • Water Damage

  • Hail Damage

  • Vandalism/Theft

  • Equipment Breakdown

  • Liability Claims

  • Professional Negligence

  • Contract Disputes

HOMEOWNERS CLAIMS

  • Storm Damage

  • Fire Damage

  • Water Damage

  • HVAC System Failure

  • Hail Damage

  • Wind Damage 

  • Vandalism and Theft 

  • Falling Objects

  • Smoke Damage

INDUSTRIAL CLAIMS

  • Workers Compensation

  • Property Damage

  • Construction Defects

  • Theft Claims

  • Business Interruption Losses

  • Machinery Breakdown

  • Storm Damage

  • Fire Damage

  • Theft/Vandalism Claims 

WHY CALL
A PUBLIC ADJUSTER?

Public adjusters are licensed professionals who are dedicated to helping policyholders navigate the complexities of their insurance claims. They are experienced in understanding the language of insurance policies and can bring clarity to what can often be a confusing process. If you're dealing with a property damage claim in Colorado, a public adjuster can be a powerful ally in your corner.

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WHAT DO
PUBLIC ADJUSTERS DO?

Public adjusters handle all aspects of the claim process. They work to understand the terms of your insurance policy and the full extent of your coverage. They appraise the damage, prepare and submit paperwork, negotiate with the insurance company, and manage the claim on your behalf. Their goal is to ensure you receive the full benefits available under your policy.

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WHEN DO I CALL
A PUBLIC ADJUSTER?

You should consider hiring a public adjuster as soon as you experience property damage and are planning to file an insurance claim. They can step in at any point, even after a claim has been opened, to take over negotiations with the insurance company. It's especially beneficial to involve them in complex, high-value claims related to fire, flood, or storm damage.

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WHATS THE BENEFIT OF
USING A PUBLIC ADJUSTER?

The benefit of using a public adjuster is their expertise and advocacy. They understand the ins and outs of insurance policies and claim processes, freeing you from the stress and confusion. They fight on your behalf to ensure you receive the maximum payout you're entitled to. With their help, you can focus on recovery and rebuilding, knowing your claim is being handled professionally and effectively.

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TOP 10 REASONS PEOPLE CALL US

  • To obtain a fair and reasonable settlement from an insurance company. 

  • To provide independent evaluation of damages to property. 

  • To ensure that all covered losses are identified and documented correctly. 

  • To prepare, compile, review, and submit the necessary proof of loss documentation. 

  • To represent the policyholder's best interests during negotiations with the insurance company. 

  • To calculate the total amount of damages and make sure that all applicable limits and provisions are met. 

  • To provide expert advice on how to handle the insurance claim process. 

  • To help with legal issues that may arise during or after a claim is filed. 

  • To reduce stress by taking care of all aspects of the claim process. 

  • To ensure that the policyholder receives the maximum compensation for their losses.

With HomeSafeClaims Colorado on your side, you won’t have to worry about being underpaid by your insurance company. We will get you the compensation you deserve and help make sure that all of your losses are accurately documented and submitted promptly. With our knowledge and experience, we can provide an independent evaluation of damages and ensure that you receive the maximum payout for your insurance claim. 

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Meet Our Team

Our team of experienced adjusters will guide you through the entire process and ensure that your claim is handled with the highest level of professionalism and expertise.

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