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Residential Property Damage Claims

We help get the Max Payout for your Insurance Claims

Dealing with residential property damage claims? Colorado Public Adjusters is here to assist you. Our expertise lies in helping policyholders maximize their insurance benefits for residential property damage. With years of experience, they excel in efficiently navigating the claim process. Whether you need guidance with adjuster paperwork or simply someone to lend an experienced ear to, Colorado Public Adjusters has got you covered. Rest assured, we're dedicated to supporting you during this challenging time.


Navigating an insurance claim for residential property damage can be a complex and overwhelming task. However, with the assistance of Colorado Public Adjusters, the process becomes smooth and efficient. Here's a simplified step-by-step guide on how the Public Adjuster process works. From the initial free inspection to receiving payment for your claim, each step is meticulously executed to ensure your claim is handled with precision and care, ultimately leading to the repair of your property.

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Meet Our Team

Our team of experienced adjusters will guide you through the entire process and ensure that your claim is handled with the highest level of professionalism and expertise.


Colorado residents often turn to Colorado Public Adjusters for assistance when they need to file a claim for damage to their residential properties. Severe weather conditions, such as hail or high winds, can cause extensive harm. Engaging a Public Adjuster can bring peace of mind by providing a thorough evaluation of the damage, a comprehensive report, and professional handling of the claim process in collaboration with your insurance company. Rest assured that our professional approach will ensure a fair settlement that covers the cost of ALL of the repairs.



Roof damage can be caused by a multitude of factors, such as storms, aging, weather conditions, or falling debris. Given the complexity of roof structures and the differing policies on roof damage among insurance companies, handling a claim can be challenging. A Public Adjuster brings expertise in evaluating the extent of the damage and interpreting policy language to get you the Max payout



Water damage, whether due to flooding or pipe leaks, can be particularly devastating as it can lead to structural damage and mold growth. The process of filing a water damage claim can be intricate and requires thorough documentation. A Public Adjuster is equipped with the knowledge to navigate this process, helping to expedite claim settlement and mitigate further damages. 



Hail can cause significant damage to a property, including roofs, windows, and siding. The severity of the damage may not always be apparent, making it crucial to have a Public Adjuster assess the situation. They will thoroughly inspect your property for any signs of hail damage and ensure that all necessary repairs are covered by your insurance company.

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Top 10 Residential Property Damage Claims FAQs

Popular Questions from Homeowners dealing with a Residential-Related Damage Claim

What is the most common type of a residential property damage claim?

The most common type of residential damage claim is typically related to roof damage due to wind or hail. A public adjuster can be invaluable in these scenarios, as they thoroughly assess the extent of the damage, ensuring the claim accurately reflects the repair costs.

What should I do immediately after experiencing a residential property damage?

After any residential property damage, it's important to document the damage as soon as it is safe to do so. A public adjuster can guide you on how to document the damage properly and advise on immediate steps to prevent further harm.

How long do I have to file a residential property damage claim?

The timeline to file a residential damage claim varies based on your policy's terms. Public adjusters not only help understand these complex terms but also ensure that your claim is submitted within this specified timeline.

Can I dispute a residential property damage claim settlement?

Yes, if you're dissatisfied with the insurance company's settlement, you can dispute it. Public adjusters advocate for you in these situations, negotiating with the insurance company to get a fair settlement.

What if I find additional damage after the insurance adjuster has visited?

If further damage is discovered after the insurance adjuster's visit, it's typically possible to file a supplemental claim. A public adjuster can assist in identifying and documenting this additional damage, advocating for a comprehensive claim.

What is a public adjuster, and why should I use one?

A public adjuster is a professional who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. They bring expertise in understanding policy terms and conditions, assessing damage, and negotiating with the insurance company, likely leading to a faster, more equitable settlement.

Can my insurance company cancel my policy if I hire a public adjuster?

No, it is illegal for an insurance company to cancel your policy for using a public adjuster. In fact, a public adjuster can help protect your rights as a policyholder during the claim process.

What should I do if my residential property damage claim is denied?

If your claim is denied, a public adjuster can review the reasons for denial, help gather necessary documentation, and represent you in appeals, improving the chances of a favorable outcome.

Are public adjuster fees covered by my insurance?

While public adjuster fees are not typically covered by insurance, many work on a contingency basis, meaning they only get paid if you receive a settlement. Their expertise can often lead to larger settlements that offset their fees.

How can a public adjuster assist with residential property damage claims?

A public adjuster can help in many ways with residential damage claims. They bring their expertise in evaluating damage, understanding insurance policy terms, and negotiating with insurance companies. This can lead to more comprehensive claim submissions and potentially larger settlements. Additionally, they can provide guidance and support during the entire claims process, minimizing stress for the policyholder. 

“I recently had  “Home Safe Claims” do a insurance  claim for us and I couldn’t be happier with the results. The service was prompt, professional, and the final amount exceeded my expectations. I would definitely use this service again in the future and recommend it to others.”

- ATD Express

Here are just a few of our 


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