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Roof Damage Claims 

We help get the Max Payout for your Insurance Claims

Home Safe Claims is a premier public adjuster based in Colorado, specializing in efficiently managing claims for commercial roof damage. Our expertise lies in maximizing policyholders' insurance coverage in the aftermath of roof damage. With vast experience and a streamlined approach, we save clients valuable time and alleviate their stress by coordinating all aspects of the claim process. Count on Home Safe Claims Public Adjusters for comprehensive services, including meticulous paperwork handling and expert consultation.


For business owners, dealing with roof damage insurance claims can often be a complicated and intimidating task. We present to you a concise guide that breaks down our commercial process into clear steps, starting from a complimentary initial inspection right through to the final claim settlement. Each phase is meticulously planned and executed to ensure your claim is managed with utmost accuracy and attention. 

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Meet Our Team

Our team of experienced adjusters will guide you through the entire process and ensure that your claim is handled with the highest level of professionalism and expertise.


For business owners in Colorado, the aftermath of a weather- related or accidental event, often brings extensive roof damage to commercial properties. This situation highlights the need for a Public Adjuster's expertise. Their role involves a comprehensive evaluation of the destruction caused by such events, followed by the creation of an in-depth report. Most importantly, they navigate the complex process of insurance claims on your behalf. Engaging a Public Adjuster ensures you receive a fair settlement, adequately covering your repair costs, thereby safeguarding the financial stability of your business.



Roof damage caused by accidents or weather related events, can cause significant harm to roofs, shingles or tiles, leading to potential leaks and water damage. If unchecked, this damage can deteriorate the structural integrity of the roof.



Water damage arises from compromised roofs, windows, and siding. This kind of damage can lead to structural issues if left untreated, and hence the claim filing process is usually intricate and requires meticulous documentation.



Storm related events such as hail, can cause substantial structural damage to properties, affecting roofs, windows, and siding. Often, the severity of such damage is not immediately apparent, making it crucial for a public adjuster to perform a thorough inspection. They help ensure that necessary repairs are covered by the business’s insurance policy.

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Top 10 Roof Damage Claims FAQs

Popular Questions from Business Owners Dealing with Commercial Roof Damage Claim

What's the predominant commercial roof damage claim? 

Most commercial damage claims are generally linked to roof damage caused by wind or hail. In such situations, a public adjuster can critically evaluate the damage extent, assisting in representing the repair expenses accurately in the claim.

What steps should I take right after experiencing roof damage?  

Make sure you document the damage as soon as you can safely do so. A public adjuster can advise you on the right way to record the damage and recommend immediate measures to prevent additional damage.

What's the timeline for filing a roof damage claim?

The allowable period to lodge a storm damage claim can differ based on the stipulations of your policy. Public adjusters play a crucial role in interpreting these intricate terms and ensuring your claim is lodged within the permissible timeframe.

Can I contest a roof damage claim settlement?

If the insurance company's settlement does not satisfy you, you have the right to question it. Public adjusters represent you in such instances, bargaining with the insurance company to secure a just settlement.

What happens if I discover more damage after the insurance adjuster's inspection?

If you unearth further damage after the insurance adjuster's inspection, you typically have the option to submit a supplemental claim. A public adjuster can aid in recognizing and recording this additional damage, fighting for a comprehensive claim.


What does a public adjuster do, and why should I consider hiring one?

Public adjusters are professionals who represent the policyholder in estimating and negotiating an insurance claim. They possess expertise in decoding policy terms and conditions, assessing damage, and bargaining with the insurance company, which can expedite a fair settlement.

Can an insurance company terminate my policy if I engage a public adjuster?

No, insurance companies cannot legally terminate your policy if you decide to employ a public adjuster. A public adjuster can safeguard your policyholder rights during the claim procedure.

What should I do if my roof damage claim gets rejected?

If your claim is dismissed, a public adjuster can analyze the reasons for rejection, assist in assembling required documentation, and represent you in appeals, enhancing your chances of a successful outcome.

Will my insurance cover public adjuster fees?

Public adjuster fees are generally not covered by insurance. However, many operate on a contingency basis, implying they only charge if you receive a settlement. Their expertise can often result in larger settlements that compensate for their fees.

In what ways can a public adjuster help with roof damage claims?

Public adjusters can be of immense help with storm damage claims. They offer their expertise in damage assessment, insurance policy interpretation, and insurance company negotiations. This can result in more thorough claim submissions and potentially bigger settlements. Moreover, they can offer guidance and support throughout the claims process, reducing stress for the policyholder. Therefore, consulting with a public adjuster when dealing with storm-related damage claims is always beneficial.

“I recently had  “Home Safe Claims” do a insurance  claim for us and I couldn’t be happier with the results. The service was prompt, professional, and the final amount exceeded my expectations. I would definitely use this service again in the future and recommend it to others.”

- ATD Express

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